@article{kelly2016too,
  title={Too-systemic-to-fail: What option markets imply about sector-wide government guarantees},
  author={Kelly, Bryan and Lustig, Hanno and {Van Nieuwerburgh}, Stijn},
  journal={American Economic Review},
  volume={106},
  number={6},
  pages={1278--1319},
  year={2016},
  publisher={American Economic Association 2014 Broadway, Suite 305, Nashville, TN 37203}
}