@article{lustig2013wealth,
  title={The wealth-consumption ratio},
  author={Lustig, Hanno and {Van Nieuwerburgh}, Stijn and Verdelhan, Adrien},
  journal={The Review of Asset Pricing Studies},
  volume={3},
  number={1},
  pages={38--94},
  year={2013},
  publisher={Oxford University Press}
}